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Navigating OHIP: A Beginners Guide to Health Coverage for Ontario’s Work Permit Holders

August 22, 2023

Shreya Udani

Healthcare is one of the major factors for people who are embarking on their journey to a new country. Canada has always been recognized for its Healthcare coverage benefits for citizens, permanent residents, and eligible work permit holders. Administered by the Ministry of Health and Long-Term Care in Ontario, OHIP’s primary goal is to ensure that individuals have access to vital healthcare services without incurring overwhelming financial burdens. Let us understand more about OHIP’s coverage for work permit holders in Canada.

Eligibility for Work Permit Holders in Ontario –

Work permit holders in Ontario, Canada, both with closed and open work permits, may be eligible for OHIP coverage. To qualify, the following criteria must be met:

Hold a valid work permit.
Engage in full-time employment for an Ontario-based employer for at least 6 months.
Maintain your primary place of residence within Ontario.
Be physically present in Ontario for a minimum of 153 days within any 12-month period.
Be physically present in Ontario for at least 153 of the first 183 days immediately after establishing residency within the province.

Coverage Offered by OHIP –

It is essential to note that, to be eligible for a service, you must have a valid medical reason to receive the treatment. OHIP offers health benefits such as:

Appointments with your family doctor.
Visits to walk-in clinics and select healthcare providers.
Emergency room visits for urgent medical needs.
Medical tests and essential surgical procedures.

How to Apply for OHIP

Applying for OHIP is a simple process that requires an in-person visit to a Service Ontario center.

To complete your application, you will need to provide the following documents:
A completed Registration for Ontario Health Insurance Coverage form (014-0265-82).
Three separate documents from the List of qualifying identification documents:
One original document proving Canadian citizenship or OHIP-eligible immigration status.
One document (original, printed, or digital/electronic) verifying residency in Ontario.
One original document confirming your identity.

Eligible Work permit holders in Canada are supported by the Ontario Health Insurance Plan (OHIP), which guarantees their full access to critical healthcare services. For both individual well-being and successful integration into Canadian society, developing a thorough grasp of OHIP, including its eligibility requirements, coverage scope, and application procedure is essential.

Feel free to contact us for expert guidance and support tailored to your immigration journey. Visit our website at https://www.spscanada.com/ to learn more and get in touch today! Your Canadian dreams await, and we’re here to help make them a reality.

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Provinces Welcome Newcomers Through Dedicated Programs 2023

August 21, 2023

Naju Gadhavi

This week, there were important developments in Canadian immigration. The provinces of Ontario, Saskatchewan, British Columbia, Quebec, and Prince Edward Island (PEI) showed their dedication to welcoming new people. They chose candidates through their own immigration programs.

In Canada, both provincial and federal authorities work together to manage immigration. One important way for people to become permanent residents is through the Provincial Nominee Program (PNP).

Lets understand what were the main updates in all the provinces-

Ontario -This week, Ontario invited a total of 5,450 candidates across four different streams for immigration:

Employer Job Offer: International Student stream
Employer Job Offer: Foreign Worker stream
Employer Job Offer: In Demand Skills stream
Human Capital Priorities stream

On August 15, they conducted draws for the three Employer Job Offer streams. Among these, 853 international students with a job offer in technology, healthcare, or skilled trades and a minimum score of 61 were invited.

In the same draws, 375 candidates with job offers in skilled trades and a score of at least 30, as well as 1,131 skilled candidates with job offers in health and technology sectors and scores of 46, received invitations.

For the third Employer Job Offer draw, 256 skilled candidates with job offers in in-demand fields and scores of 23 or higher were invited. These candidates had job offers in specific sectors like agriculture, construction, and other selected fields.

Additionally, on August 17, Ontario announced that it had invited 2,835 candidates through the Express Entry Human Capital Priorities stream. These candidates had experience in technology and health-related professions and scores of 473 or higher.

Saskatchewan’s Recent Expressions of Interest (EOIs) Draws – August 16

Saskatchewan held draws for its Express Entry and Occupations-In-Demand streams on August 16, marking the first draws since June 8. The draws were organized into six rounds based on where candidates live and their occupations. The province aimed to match qualified candidates with job opportunities in the labor market.

Express entry Stream -Invited a total of 345 candidates from different countries and occupations.

Invitations extended to 23 candidates in Ireland, 224 in India, and 98 in various European countries.

Candidates needed a minimum score of 60.

Occupation In Demand Stream– Invited 297 candidates from different countries and occupations.

Invitations extended to 12 candidates in Ireland, 207 in India, and 78 in various European countries.

Candidates needed a minimum score of 60.

Quebec’s Latest Invitation Round – August 10

Quebec unveiled the results of its recent invitation round on August 10. A total of 1,384 candidates were invited by the Ministry of Immigration, Francization, and Integration to apply for permanent selection. Invitations were extended to candidates with valid job offers located outside the Communauté métropolitaine de Montréal.

British Columbia’s Draws – August 15

On August 15, British Columbia held four targeted draws for candidates in the Skilled Worker and International Graduate Streams of the BC Provincial Nominee Program (BC PNP), including those in the Express Entry pool.
The largest draw invited 107 candidates working in tech occupations with a minimum Skills Immigration Registration System (SIRS) score of 88.
Other draws included -27 invitations for early childhood educators and assistants, 19 invitations for candidates in healthcare occupations,A small number of invitations for candidates in other priority occupations.
All candidates in these draws needed a minimum score of 60 to qualify.

Prince Edward Island (PEI) Draws – August 17

PEI made invitations on August 17 in two separate streams of the PEI Provincial Nominee Program. A total of 138 candidates were invited in the Labour and Express Entry stream. These invitations were extended to individuals working for a PEI employer with a minimum Expression of Interest (EOI) score of 50.

In the midst of these important changes, SPS Canada Immigration Firm stands as a reliable companion, with more than 20 years of experience to lean on. As a strong player in the immigration field, the firm assists people in navigating the complex routes of Canadian immigration.

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Saskatchewan’s Latest SINP Draws: India Dominates with 431 Invitations

August 18, 2023

Naju Gadhavi

Saskatchewan PNP Draws Grant 642 Invitations on August 16, 2023, Including 431 to Indian Applicants

In yet another significant move towards welcoming skilled individuals from around the world, the Saskatchewan Provincial Nominee Program (PNP) conducted a draw on August 16, 2023. This draw resulted in the issuance of a total of 642 Invitations to Apply (ITAs) for provincial nomination, further strengthening the province’s commitment to facilitating immigration and enhancing its workforce. Among the impressive count of 643 ITAs, a remarkable 431 were extended to Indian applicants, solidifying their role in Canada’s immigration landscape.

A Closer Look at the Saskatchewan PNP Draw

The August 16, 2023 Saskatchewan PNP draw was conducted under two streams: the Occupation in Demand stream and the Express Entry stream. These streams play a crucial role in attracting talented individuals who possess the skills and expertise needed to contribute to Saskatchewan’s economic growth. Let’s delve into the details of this draw:

Date of Draw

Steam

ITA

Occu. Invited

Aug. 16, 2023

Occupation in Demand

207

00015, 13101, 21120, 22212, 22232, 22300, 22303, 70010, 72010, 72011, 72012, 72013, 72014, 72020, 72021, 72100, 72106, 72200, 72300, 72301, 72320, 72400, 72401, 72410, 72500, 73112

Aug. 16, 2023

Express Entry Stream

224

00015, 13101, 21120, 22212, 22232, 22300, 22303, 70010, 72010, 72011, 72012, 72013, 72014, 72020, 72021, 72100, 72106, 72200, 72300, 72301, 72320, 72400, 72401, 72410, 72500, 73112

NOC Codes: A Gateway to Saskatchewan

Among the key elements of this draw were the National Occupational Classification (NOC) codes. These codes play a pivotal role in identifying specific occupations that are in demand within Saskatchewan. The draw aimed to attract candidates who possess expertise in occupations that contribute to the province’s economic growth and development.

The Indian Connection: 431 ITAs Extended

Of the total 642 ITAs granted in this draw, an impressive 431 invitations were extended to Indian applicants. Both the Occupation in Demand stream and the Express Entry stream shared a minimum cut-off score of 60, providing an opportunity for skilled Indian candidates to embark on their journey towards Canadian Permanent Residency (PR).

Your Journey Starts Now

For those considering making Saskatchewan their new home, the Saskatchewan PNP draws serve as an excellent opportunity to bring your skills and expertise to a province that values diversity and growth. With a variety of streams and pathways, now is the time to explore your possibilities and pursue your Canadian dream.

Ready to Begin?

Embark on your journey with SPS Canada Immigration as your trusted partner. We provide expertise, guidance, and unwavering support as you navigate the intricate immigration process. Contact us today and let’s pave the way to your Canadian adventure.

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What are the Best Apps and Websites to start your journey in Canadia.

August 17, 2023

Shreya Udani

Moving to a new country brings lots of excitement and challenges at the same time. To make your transition easier to Canada and help you with some of the most required and day-to-day tasks, we have compiled a list of apps and websites. This will not only help you to easily settle down in a very new land but will also help you to effectively organize yourself.

From transportation and budget management to job opportunities and local deals, these tools will be your trusted companions throughout your stay. Let’s explore them one by one –

LinkedIn:

As an international student, to succeed in the new job market with a lot of competition, networking, and professional development are very important. LinkedIn is a platform that is trusted and used globally for connecting with professionals from all fields. Building a good LinkedIn profile, joining and connecting with people with similar interests, gives you a good opportunity of building and learning from a highly skilled group of people. You might even find internships or job opportunities through this platform.

Google Maps

An essential app for any traveler or student, Google Maps will be your reliable companion to explore the city. Find directions, discover nearby places, and explore various transit options for efficient navigation. Additionally, it can help you in finding locations in your neighborhood like supermarkets, restaurants, and medical care facilities.

Transit App

Navigating public transportation in a new country can be confusing. The transit app helps you to get up-to-date information on bus and train schedules and helps you to plan a trip accordingly. It covers multiple cities across Canada, making your daily commute more manageable.

Kijiji

A famous online marketplace in Canada where you can find a variety of products for sale, rent, or trade is called Kijiji. It’s a great website for finding furniture for your home, discounted textbooks, and even part-time jobs that fit your schedule and skill set. You may connect with locals and other students on Kijiji while also finding inexpensive and good products.

PRESTO App

If you’ll be using public transit regularly, especially in the Greater Toronto Area (GTA), the PRESTO App is a must-have. It allows you to manage your PRESTO card, load funds, and check your balance conveniently from your smartphone.

Remitly

Remitly is a reliable and secure platform for sending money internationally. If you need to receive or send money to your home country or anywhere else, this app offers competitive exchange rates and low transfer fees for your financial transactions.

Flipp

Flipp is a fantastic app that bundles digital flyers and deals from various stores in your area. Being a student, it’s essential to save money on groceries, school supplies, and other essentials to effectively manage your budget. By using Flipp, you get notified of all the latest discounts and offers to plan and shop wisely.

Splitwise

Living with roommates and sharing expenses can be complex. Splitwise makes it easy by allowing you to track shared expenses, split bills, and settle debts with ease. This app ensures fairness and transparency in your financial dealings with friends and housemates, leaving you free of all the manual tracking hassle.

Although these websites and applications can be very beneficial, it’s important to read their terms and conditions before using them. Make sure you are aware of any potential expenses related to their services as well as how your data will be handled.

If you have any querries we’re here to assist you every step of the way. Feel free to contact us for expert guidance and support tailored to your immigration journey. Visit our website at https://www.spscanada.com/ to learn more and get in touch today! Your Canadian dreams await, and we’re here to help make them a reality.

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The Hidden Pathway: Networking Your Way to Canadian Employment

August 14, 2023

Shreya Udani

When it comes to finding job opportunities in Canada, there’s a saying that often rings true: “It’s not just what you know, but who you know.” Networking plays an important role in the job search process considering that 80% of the job openings are never advertised. Building and leveraging a strong professional network can open doors to hidden job markets, provide valuable insights, and increase the chances of landing your dream job in Canada. In this blog, we will learn more about the importance of networking in job searching in Canada.

1) Access to hidden employment opportunities:

In Canada, more than 80% of job opportunities are not advertised or posted. Instead, to fill positions, companies frequently rely on recommendations from people in their networks. You can increase your visibility to potential employers who might not have advertised their job openings on job boards or corporate websites by building a strong network. You may access these chances by networking, giving yourself an advantage over competitors.

2) Referrals and Recommendations:

Networking can significantly enhance your job prospects through referrals and recommendations. When you make a positive impression on someone within your network, they may be more inclined to refer you to job openings or endorse your skills to potential employers.

3) Moulding your interviewing skills:

From connecting with potential employers or people belonging to the same industry, you learn a lot by learning more about the company they work in, how is their interview process like, and what qualities they prefer in potential candidates. By getting access to this information, you can mold your interviewing skills and tailor your answers based on what you learn with regard to your dream job and company.

4) Building Long-Term Relationships:

Networking is not a one-time activity solely aimed at securing a job. It is about cultivating lasting relationships with like-minded professionals in your field. By investing time in building authentic connections, you can benefit from ongoing support, mentorship, and potential collaborations throughout your career journey in Canada.

Networking is a powerful tool that can significantly impact your job search success in Canada. The connections you establish can lead to hidden job opportunities, industry insights, and valuable recommendations that might not be accessible through traditional job-search methods.

So, start building those connections and open doors to exciting possibilities in your professional life so If you’re considering Canadian immigration and have questions about the any other immigration-related inquiries, don’t hesitate to reach out to us. We’re here to assist you every step of the way. Feel free to contact us for expert guidance and support tailored to your immigration journey. Visit our website at https://www.spscanada.com/ to learn more and get in touch today! Your Canadian dreams await, and we’re here to help make them a reality.

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What is Canada’s New Pilot Program for Foreign Workers

August 11, 2023

Naju Gadhavi

Canada is planning to introduce a new program to make it easier for foreign workers to come and work temporarily in the country. This program is called the Recognized Employer Pilot.

In a bid to enhance its immigration system and address labor market demands, Canada is gearing up to launch an exciting new program called the Recognized Employer Pilot for Temporary Foreign Workers. This initiative aims to facilitate the hiring of foreign workers by Canadian employers who have demonstrated their commitment to ethical and fair employment practices. Let’s delve into the details of this pilot program and understand its significance.

What is the Recognized Employer Pilot Program

The Recognized Employer Pilot for Temporary Foreign Workers is a prospective program designed to create a win-win situation for both Canadian employers and foreign workers. Under this initiative, eligible employers who meet specific criteria will be designated as “recognized employers.” These employers will be able to hire foreign workers through a streamlined process, benefiting from faster processing times and reduced administrative burdens.

Key Benefits of the Program:

Efficient Processing: Recognized employers will enjoy expedited processing times when hiring foreign workers, reducing the waiting period for both employers and employees.
Reduced Processing: The program intends to simplify the administrative requirements associated with hiring foreign workers, making the process less daunting for employers.
Enhanced Job Security: Foreign workers employed by recognized employers may experience enhanced job security due to their employers’ commitment to ethical practices and compliance.
Promotion of Fair Employment: By recognizing and supporting employers with good labor practices, the program contributes to fair treatment and equitable conditions for both Canadian and foreign workers.

Within the framework of the Recognized Employer Pilot (REP), qualifying employers will be granted permission to utilize Labour Market Impact Assessments (LMIAs) that hold validity for a period of up to 36 months. Moreover, these employers will experience the advantage of a simplified application process for LMIAs.

An LMIA constitutes a labor market evaluation that Canadian employers are obliged to fulfill when enlisting foreign workers under the Temporary Foreign Worker Program (TFWP). The primary aim of the LMIA is to establish that no eligible workforce exists within Canada for the specific job the employer is seeking to fill through recruitment of foreign workers.

How to Apply for REP (Recognized Employer Pilot Program)

1.Getting Invited to Join the Program:

If employers are likely to meet the criteria for the Recognized Employer Pilot (REP), they will receive an invitation to participate. This invitation is for a special program that makes it easier to hire foreign workers.

2.Applying for REP and LMIA Together

Employers can apply for the REP program and the LMIA (the labor market test) at the same time using a special application form. This form is different from the regular one used for the LMIA.

3.Determining Eligibility:

The government department called Employment and Social Development Canada (ESDC) will decide if an employer is eligible for the REP based on how they have used the Temporary Foreign Worker (TFW) Program before. If an employer doesn’t qualify for REP, they can still use the regular TFW Program. ESDC will also keep checking the LMIA application.

4.Application Stages:

Stage One (Starting in September 2023): Employers in the Primary Agriculture sector can begin applying for the program for the 2024 season.Stage Two (From January 2024): The application process opens for all other industries. Both stages will accept applications until September 2024.

5.How to Apply:

You have two options to apply for the LMIA and REP:

LMIA Online Portal: Use a secure website to fill out and submit your application online to ESDC.

Email Submission: If you’re exempt from using the online portal, you can send an application form in PDF format to ESDC via email.

If you’re considering Canadian immigration and have questions about the Recognized Employer Pilot, LMIA, or any other immigration-related inquiries, don’t hesitate to reach out to us. We’re here to assist you every step of the way. Feel free to contact us for expert guidance and support tailored to your immigration journey. Visit our website at https://www.spscanada.com/ to learn more and get in touch today! Your Canadian dreams await, and we’re here to help make them a reality.

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Employment possibilities for television and film projects in Canada

August 10, 2023

Naju Gadhavi

Navigating Work permit options for TV and Film Production

In acknowledgement of the significant role that TV and film personnel play, the Canadian government has prioritized the swift and efficient entry of these individuals into the country. This approach is driven by the understanding that their presence not only generates employment opportunities within Canada but also serves as a catalyst for attracting substantial investments.

Through the TV and Film Production Work Permit Category, both foreign and Canadian production companies engaged in filming within Canada can bring essential personnel into the country. This category enables them to do so if they can prove that the foreign worker’s role is vital to the production.

A noteworthy aspect of this category is that work permits granted within it are exempt from the Labour Market Impact Assessment (LMIA) requirement. LMIA ensures that hiring foreign workers doesn’t negatively impact the Canadian labor market. This exemption streamlines the work permit process, resulting in quicker processing times.

Despite the LMIA exemption, foreign workers must still fulfill all the prerequisites for temporary work in Canada, including obtaining a Temporary Resident Visa (TRV).

Applicants in this category are mandated to furnish documentation showcasing their eligibility. This entails submitting a letter of support from the production, typically encompassing the following information:

The name and contact information for the production,
The title of the production, the provinces, or territories in Canada in which the production will take place and the proposed dates of production,
The name of the work permit applicant for the production,
A statement confirming that the individual and position are essential to that specific TV or film production,
Details of the significant economic benefit to Canada of the TV or film production, which may include:
The signature of a senior representative of the production,
The date of signature; and
The estimated number of jobs for Canadians created by the production,
The estimated budgetary spend in Canada at the federal, provincial, or territorial level, and
A statement confirming that the TV or film production satisfies the criteria for federal, provincial, or territorial tax credit for TV or film production, or is the recipient of federal, provincial or territorial funding for TV or film production.

If the foreign worker’s position is unionized, a letter from the union of guild is required, which would generally contain the following:

The description of the union or guild,
The working title and the relevant locations of the TV or film production,
The name of the work permit applicant,
A statement for the officer’s consideration indicating that the union or guild is of the view that the work to be performed is subject to a collective agreement and that it has no objection to the foreign national working in the specified position for the specified company,
The signature of a senior representative of the organization, and
The date of signature.

Exploring Business Visitor Opportunities in the Entertainment Industry

In certain instances, foreign professionals aiming to work in Canada’s entertainment sector can leverage the Business visitor route. This pathway offers an entry without the need for a traditional work permit, provided the individual meets the designated criteria.

There are three primary categories within the entertainment industry that qualify for consideration as business visitors:

Film Producers: Those involved in producing movies, TV shows, or documentaries, with funding entirely sourced from foreign origins, may qualify. This category accommodates individuals engaged in projects that are independently financed abroad.
Essential Personnel: This category encompasses foreign workers participating in foreign-financed projects within Canada. These individuals are typically required for a brief period, usually spanning no more than two weeks, to fulfill crucial roles in the production.
Performing Artists: Individuals who are slated to perform at shows, concerts, or festivals fall within this category. As business visitors, performing artists are permitted entry for the specific duration of their performance engagement.

It’s important to note that the discretion to grant business visitor status ultimately rests with immigration officers. Therefore, adhering to the specific requirements is essential to ensure a smooth entry process.

While foreign workers in the entertainment industry have various things to explore in Canada, the business visitor option provides a streamlined pathway for short-term engagements that contribute to the vibrancy of the nation’s cultural and creative landscape.

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Unlocking Opportunities: Essential Tips for Newcomers Seeking Jobs in Canada

July 27, 2023

Labdhi Sheth

As a newcomer to Canada, are you excited to kickstart on your career journey in this diverse and thriving country?

Finding your first job in a new country can seem challenging, but with the right guidance and approach, you can make the process smoother and increase your chances of success. Here are some useful tips to help you find your first job in Canadian job market.

1. Craft a ATS friendly, Canadian-Style Resume

A crucial step in securing a job in Canada is creating a resume that not only aligns with the Canadian style but also optimizes it to pass through ATS (Applicant Tracking System) trackers used by many employers. ATS trackers help employers screen and filter resumes based on keywords and specific criteria.

To ensure your resume is ATS-friendly, use standard fonts, headings, and bullet points. Avoid using images, charts, or elaborate formatting as ATS systems might not read them correctly. Instead, focus on clear and easily readable content. Additionally, stick to common section titles like “Work Experience,” “Education,” and “Skills” to help the ATS understand the organization of your resume.

Take the necessary time to tailor your resume to each job listing, ensuring it remains in sync to the position you are applying for. By familiarizing yourself with job seeker best practices and employer expectations in Canada, you significantly enhance your chances of getting a job interview and ultimately being hired.

2. Start Networking

Engaging with experienced professionals in your industry is highly beneficial. You can achieve this by participating in networking events, utilizing online platforms, and joining industry associations. Such connections may lead you to excellent job opportunities or introduce you to individuals who can advance your career. Networking also allows you to stay updated on the latest employment trends and developments. By expanding your network both within and outside your community, you can build new friendships, gain valuable insights, and even uncover hidden job prospects that align with your skills and interests. One of the tools used universally is LinkedIn for networking.

3. Boost Your Resume: Leveraging Accreditation and Volunteering

Improve your career prospects in Canada by obtaining Canadian certifications in your field, showcasing your skills, knowledge, and commitment to continuous learning. Volunteering offers a valuable opportunity to gain work experience, expand your network, and demonstrate dedication to your community. Engaging in relevant volunteer work enhances your resume and may lead to valuable references for future job applications. These opportunities are also important if you are applying for part-time jobs as an international student.

4. Utilize Employment Services, Job Sites, and Job Fairs

Take advantage of the abundant resources available to job seekers in Canada. Take advantage of the Government of Canada’s free employment services, which facilitate connections with employers and offer a wide range of job listings nationwide. Additionally, explore reputable job sites actively sought by employers and consider participating in both virtual and in-person job fairs. These opportunities allow direct interaction with employers and provide valuable insights into job openings. By utilizing these platforms effectively, you can expand your job search reach and enhance your prospects of securing suitable employment.

5. Thoroughness and Personalization in Job Applications

Thoroughness in documentation and attention to detail play an important role in the job application process. Before applying, conducting research on the position and company helps to align skills and experiences with the organization’s needs. This information is vital in crafting a customized cover

letter that highlights suitability for the specific role, demonstrating genuine interest and dedication to the company’s mission and values. Emphasizing thoroughness and attention to detail not only boosts chances of securing an interview but also reflects positively on work ethic and commitment to excellence.

To have your profile evaluated and receive professional advice on any of your questions regarding Canadian immigration, get in touch with us experienced immigration consultants from SPSCanada. For additional information, contact support@spscanada.com (Canada), support.amd@spscanada.com (Ahmedabad), or by phone at (1) 905-362-9393 (Canada) or +91 9586 226232 (Ahmedabad).

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Processing time for Spousal TRVs in less than 30 Days with 90% Approval

July 24, 2023

Naju Gadhavi

Good news awaits for those looking to reunite with their loved ones in Canada! The Immigration, Refugees and Citizenship Canada (IRCC) is now processing spousal Temporary Resident Visas (TRVs) in just 30 days, with an impressive 90% approval rate. To make your journey even smoother, meet SPS Canada – a 20-year-old immigration firm that will be your reliable companion on this path to Canada.

The Spousal TRV Pathway:

Getting a spousal TRV approved in just 30 days might sound like a dream, but it’s true! Thanks to the efficient processing by IRCC, reuniting with your beloved in Canada has never been faster. Whether you’re married, common-law partners, or conjugal partners, this pathway offers an excellent opportunity for couples separated by borders to finally come together.

IRCC’s Impressive Approval Rate:

They say numbers never lie, and the IRCC’s 90% approval rate for spousal TRVs is a testament to Canada’s commitment to keeping families together. With such a high chance of success, it’s time to start packing your bags and preparing for an unforgettable adventure in the Great White North.

Meet SPS Canada – Your Trusted Immigration Partner:

Navigating the Canadian immigration system can be daunting, but you don’t have to do it alone. Introducing SPS Canada, a reputable immigration partner with over two decades of experience in helping people achieve their Canadian dreams. With SPS Canada by your side, you can rest assured that you’re in safe hands.

A Reliable Guide Throughout Your Journey:

Your immigration journey is a significant step in your life, and it’s essential to have a reliable guide. SPS Canada understands the importance of this new chapter and is committed to offering trustworthy guidance and support. They will be with you every step of the way, from preparing your application to addressing any concerns you may have.

Reuniting with your loved ones in Canada is no longer a distant dream. With IRCC’s efficient spousal TRV processing and the expertise of SPS Canada, your Canadian dream is well within reach. Don’t wait any longer – take the leap and embrace the opportunity to create beautiful memories with your family in the welcoming and diverse land of Canada.

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Navigating Canadian Banking: A Step-by-Step Guide to Choosing the Ideal Bank Account

July 20, 2023

Labdhi Sheth

Introduction:

Moving to a new country as an international student can be both exciting and overwhelming. When it comes to handling your finances, picking the right bank account and credit card is very important in Canada. In this guide, we’ll explain the important things to keep in mind and useful tips to help you choose a bank that is good for you as per your banking needs.

Research Canadian Banks:

Before opening a bank account or applying for a credit card, it’s crucial to research different Canadian banks. Consider factors such as their reputation, services offered, fees, branch accessibility, and online banking options. Major Canadian banks like TD Canada Trust, RBC (Royal Bank of Canada), Scotiabank, CIBC, and BMO are good starting points, as they have extensive networks and tailored services for international students.

Types of Canadian Bank Accounts:

A  Chequing account is a day-to-day account that you can use for your everyday transactions such as paying bills, withdrawing cash, and making purchases. It’s nice to know that many Canadian financial institutions offer student chequing accounts with no monthly fees, making them an affordable option for students.

A  Savings account  is a good option if you want to save money for the future. You can deposit extra money into a savings account to earn interest on your balance and transfer it to the chequing account when required.

Student-Friendly Accounts:

Look for banks that offer special accounts designed for students. These accounts often have lower or no monthly fees, provide unlimited transactions, and offer additional perks such as a student credit card, discounts on services, and overdraft protection. Compare the account features and choose the one that aligns with your financial needs.

Here`s some bank and account names to be considered while choosing the right banking service:

BMO	Student Bank Account
CIBC	CIBC Smart for Students
Scotiabank	Student Banking Advantage Plan
TD Bank	TD Student Chequing Account
RBC	RBC Student Advantage Banking

Consider Convenience:

Accessibility is key, especially when you’re new to a country. Look for banks with branches and ATMs near your campus or accommodation. Additionally, check if the bank offers online banking services and a mobile app, as these can make managing your finances more convenient.

Fees and Charges:

As an international student, you have to carefully review the fee structure associated with the bank account and credit card. Some common charges include monthly account fees, transaction fees, ATM fees, and foreign currency exchange fees.

International Transaction Support:

If you anticipate making international transactions, consider whether the bank offers services like wire transfers, foreign currency exchange, and international payment options. These services are helpful if you wish to send money back to home country or to provide financial support to your loved ones.

Customer Service and Support:

Research the bank’s reputation for customer service and support. Read reviews or ask fellow students about their experiences with the bank’s responsiveness and assistance. It’s essential to choose a bank that provides reliable and efficient customer service, as you may need assistance with various banking matters throughout your time as an international student in Canada.

Credit Card Options:

As an international student, having a credit card can be beneficial for building your credit history and managing expenses. Look for credit cards designed for students with features like low or no annual fees, cashback rewards, and a grace period for interest-free purchases. Be mindful of the credit limit and make sure it aligns with your needs and spending habits.

Understand Credit History Requirements:

Keep in mind that as an international student, you may not have an established credit history in Canada. Some banks may require a Canadian co-signer or a security deposit to approve your credit card application. Explore options specifically designed for newcomers or international students to increase your chances of approval.

Conclusion:

Choosing the right bank account and credit card as an international student in Canada is crucial in managing your finances effectively. Research different banks, compare their offerings, and consider factors such as convenience, fees, and credit history requirements. By making an informed decision, you can find the perfect banking solution that suits your needs and helps you confidently navigate your financial journey in Canada.

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