Super Visa Insurance Rules You Must Know

What Is a Super Visa and Why Is It Important?

The Super Visa allows parents and grandparents to stay with their family in Canada for a longer time. With this visa, they can stay for up to 5 years per visit and may also extend their stay.

However, applicants must understand one very important requirement before applying – medical insurance is mandatory.

Why Does Canada Require Medical Insurance?

Canada requires medical insurance to protect visitors from high medical costs.

This rule also helps protect the Canadian healthcare system and reduces the financial burden on families living in Canada.

Unlike a regular visitor visa, the Super Visa follows strict insurance rules, and IRCC may refuse applications that do not meet these standards.

Which Insurance Providers Does IRCC Accept?

To meet IRCC standards, applicants must buy insurance from:

1. A Canadian Insurance Company

Most applicants choose Canadian companies because the government easily recognizes them.

2. A Foreign Insurance Company That Meets IRCC Rules

If applicants buy insurance from outside Canada, the company must:

• Have approval from OSFI (Office of the Superintendent of Financial Institutions)
• Appear on the official OSFI list
• Issue the policy as part of its business in Canada

Only certified insurance companies qualify. Brokers and claim agents do not meet IRCC requirements.

What Must Your Super Visa Insurance Cover?

Your insurance policy must:

• Provide at least $100,000 coverage
• Stay valid for a minimum of 1 year from your entry date
• Show proof of full payment
• Clearly display the insurance company’s name

In simple terms, your insurance must remain active, clear, and trustworthy.

Why Should You Keep Your Insurance Active in Canada?

You must keep your insurance active throughout your entire stay in Canada.

If your policy expires before you leave, you must renew it immediately.

Border officers often ask for proof of insurance at entry, so you should always carry a printed or digital copy.

How Does Proper Insurance Improve Your Visa Approval?

Proper insurance strengthens your visa application and increases approval chances.

It also helps you:

• Avoid unexpected medical costs
• Enter Canada smoothly
• Give peace of mind to your family

On the other hand, incomplete or incorrect insurance often causes delays or visa refusal.

Quick Summary

Medical insurance plays a crucial role in the Super Visa process. When applicants understand IRCC rules and follow them correctly, they experience a smoother and faster approval process.

Get in touch with SPS Global

Receive advice on any of your questions regarding Canadian immigration. Get in touch with us, experienced immigration consultants from SPS Global. For additional information, contact support@spscanada.com (Canada) or support.amd@spscanada.com (Ahmedabad), or by phone at (1) 905-362-9393 (Canada) or +919586226232 (Ahmedabad).